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本帖最后由 ErrolStef 于 2016-5-4 09:41 编辑
google了一下，看到有人这么说，好像也挺有道理的，分享一下
Warning: CCWSafe's services are extremely misleading!
I'm afraid some of you, and perhaps all of you, do not understand what you are and are not getting when you purchase a membership with CCWSafe and other similar companies.
Most of you probably hold the false impression that, in the extremely unlikely event you A.) Are involved in a defensive shooting, and B.) the details of that shooting are so murky that you're criminally charged, CCWSafe is going to cover all of your legal expenses. I mean, that's the idea you get when you buy this membership, correct?
Nope. CCWSafe is essentially a networking and assisting service only. CCWSafe's lawyers are not actually going to be the lawyers who file with the court to represent you. Let me explain:
For those of you who bothered to read their terms of service, you might have seen this passage: "Representation to include securing of legal services and investigative services from CCWSafe attorneys and network law firms."
Note they used the word "securing", not "providing". I.e., they will work to help you find a lawyer who will actually represent you in all hearings and at trial. But CCWSafe's lawyers will not themselves actually be your lawyer of record, as everyone falsely believes. You'll have to pay for your lawyer out of your own pocket, and that ain't gonna be cheap.
But for those of you still not convinced, keep in mind the following:
1. CCWSafe has five "regional attorneys", one of whom will be assigned to your case in the event the very unlikely trigger event happens. Now, let's use me as an example. I live in Washington State. If I was to buy a CCWSafe membership, my "regional attorney" would be their guy in Utah. He is the "regional attorney" for 11 Western states. And here's the thing. Since I live in Washington State, their "regional attorney" can't represent me in Washington State unless he is licensed with the Washington State Bar. Which I seriously doubt he is. So who will represent me? It will be the lawyer that CCWSafe helps me "secure", per their terms of service. And that lawyer will most certainly want to be paid! By you! Believe it or not, your $99 membership fee isn't going to cover the tens of thousands of dollars you'll actually need to spend for competent legal representation. Which brings me to my second point...
2. As CCWSafe says themselves, this is not an insurance policy. Insurance policies cover all your costs when a triggering event happens. Because your CCWSafe membership will not be covering all your costs, of even a fraction of those costs, it is not an "insurance policy". It is a "services agreement". And those services will NOT include actual payment to the lawyer you will need to hire. Which brings me to my next point...
3. When you pre-pay for legal services, you enter into what's known as a retainer agreement. But your CCWSafe membership is not a retainer agreement either. It is, once again, a "services agreement". If CCWSafe was actually going to be representing you in trial, you would be entering into a retainer agreement with them.
Now, some of you are probably thinking, "But wait...I've read their website 20 times, and they make it very clear that they are covering you completely in the event you are charged with shooting someone." And I would agree, they very strongly imply this. But the devil is always in the details, which are found in the confusing lawyer-written terms of service. What CCWSafe and these companies have done is, in my opinion, knowingly created such false impressions to sell extremely profitable $99 annual memberships. And when asked questions on forums, I've noticed that reps from CCWSafe and other similar companies very carefully and very "lawyerly" dance around what they're actually providing. Or to put it in less pleasant terms, they know darn well that the people who buy these "memberships" aren't getting what they think they're getting. And CCWSafe doesn't exactly go out of its way to correct this misperception. Which in my opinion is extremely unethical.
There will still be some of you who don't believe this. You'll say, "But if this was really what you say it is, we'd all know about it." Really? How would you know about it? By CCWSafe's admission, they haven't handled a single case yet. (That's precisely because the event they're "covering" is itself so rare, which might actually be an even better reason not to buy a membership in the first place.) I guarantee you the first person who needs their "services" is going to be in for a rude awakening when he finds out that he hasn't actually bought all the legal protection he thought he purchased.
Others might say, "Well, Larry Vickers endorses this service. And he's a stand-up guy!" Yes, I agree...he is a stand-up guy. And I'll bet money he's just as deluded as everyone else is when it comes to knowing what you really are and are not getting with these "concealed carry protection" schemes. He's been duped too.
If any of you STILL don't believe me, do this: Speak with someone at CCWSafe and ask them point blank..."If I shoot someone in self defense and am criminally charged, will one of YOUR lawyers be my 'lawyer of record' registered with my State judicial system?" CCWSafe will, I hope, then be honest with you and say "No." Or, they might dance around the subject until they know you're thoroughly confused and again carrying a false impression. They are lawyers, after all.
Sorry to break this to you folks. But after reading all the replies in this thread, and on many other forums, it's clear to me that 99.9% of you are confused about what services like CCWSafe do and do not provide. And it isn't all your fault that you're confused. In my opinion these companies darn well know that everyone is confused. That's sorta the point. If you knew that you'd still have to pay for a lawyer yourself, you wouldn't send them $99/year and they wouldn't be making the small fortune I'm certain they're making. They are preying on peoples' fear and naivety to sell these memberships. Fear in the sense that the statistical odds don't warrant you buying this membership even if it DID cover all your legal costs, and naivety in the sense that they know most people aren't lawyers and won't understand what they're buying. Or more to the point, what they are not buying.
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发表于 2016-5-3 14:22
子弹.谢谢
